Supplemental Medical Benefits help protect you financially from unexpected health events. No health questions are required, but a pre-existing condition clause may apply. You are responsible for the cost of this benefit and may obtain coverage for yourself, your spouse, and your children.
Please note: You do not need to be enrolled in medical, dental, or vision coverage to be eligible for the supplemental (voluntary) benefits.
You don’t have to be especially clumsy to experience accidents. These events are all too common, and so are the high medical expenses that come with them. Accidents are unplanned and unpredictable, but the financial impact they have on you doesn’t have to be either of those things. Voluntary Accident Insurance pays direct benefits for a range of injuries and accident-related expenses such as:
Benefit amounts are based on the type of injury and treatment needed. No matter how great your medical plan is, you will have to share the costs of medical care and rehabilitation that follow an accident. Accident insurance is designed to help you pay for out-of-pocket expenses that insurance doesn’t cover, like copays and deductibles, but the benefit payout can be used however you’d like. In addition, voluntary accidental injury insurance includes a $50 wellness benefit when you complete a preventive exam. Examples include (but are not limited to) routine gynecological exams, general health exams, mammography, and certain blood tests.
| 2026 Cost for Coverage | Pay Period Cost |
|---|---|
| Employee Only | $3.77 |
| Employee + Spouse/Domestic Partner | $6.65 |
| Employee + Children | $7.08 |
| Employee + Family | $9.68 |
When you’re hospitalized, the last thing you want to think about is the bill you will receive after your insurance company covers their portion of your hospital stay. Since out-of-pocket costs including deductibles and coinsurance, can build quickly, the bills that result from a hospital stay can be overwhelming for anyone.
Hospital Indemnity Insurance can help to ease the sticker shock by paying a benefit directly to you (not to the hospital, or to an insurance company) if you or a covered family member must stay in the hospital. While there are many benefits in the hospital indemnity plan, the core features include a payout of $1,000 on initial admission to a hospital, as well as $100 a day for up to 30 days.
| Pay Period Cost | |
|---|---|
| Employee Only | $8.42 |
| Employee + Spouse/Domestic Partner | $17.52 |
| Employee + Children | $14.82 |
| Employee + Family | $23.91 |
| 2026 Cost for Coverage | ID Theft Premier | ID Theft Premier Plus |
|---|---|---|
| Employee Only | $3.69 | $5.76 |
| Family | $6.91 | $9.91 |
When you enroll in the voluntary Legal Plan, you and your family have access to attorneys who can assist and advise on a variety of legal issues. The legal plan gives you access to consultation via telephone and in-person to help with personal legal matters, including document review and creation, court appearances, estate planning, family law, real estate matters, and financial concerns. The per pay period cost is $9.00.
For more information, visit MetLife at info.legalplans.com and enter access code Legal or call (800) 821-6400.
Kashable offers access to low-cost personal loans that are automatically repaid through payroll. The online application is quick and easy, and funds are deposited directly to your bank account in as little as one business day. Kashable is a great resource for those looking to tackle high-interest debt or unexpected expenses. Because with Kashable, you get access to:
Kashable offers a responsible alternative to options like:
All full-time employees with at least 12 months of employment are eligible. For questions please call (646) 214-7200 or email support@kashable.com.
Millennium Health employees can take advantage of special group rates for home, auto, and other personal insurance. This voluntary coverage is available through direct billing or by credit card. Contact Farmers GroupSelect℠ at myautohome.farmers.com or call (800) 438-6381 to enroll for coverage and enjoy discounts provided to Millennium Health employees.
At Millennium Health, we understand that some of our family members walk on all fours. Pet Insurance, through Nationwide, offers you peace of mind and financial protection when your pets need care. Whether they trot, purr, scurry, or scamper, Nationwide’s My Pet Insurance has a plan to keep them thriving. Benefits include:
You may also opt for the My Pet Protection Plan with wellness, for additional coverage for wellness exams, vaccinations, spaying/neutering, blood tests, and more.
These plans are exclusive to Millennium Health employees and are not available to the general public. For a free, no-obligation quote, visit www.petinsurance.com/millenniumhealth.
